Medicare eligibility is based on several factors, including age, disability status, and citizenship or legal residency. Here’s what you need to know about qualifying for Medicare:
Age: Most people become eligible for Medicare when they turn 65 years old. You can sign up for Medicare during your Initial Enrollment Period, which begins three months before your 65th birthday month and ends three months after. If you’re already receiving Social Security benefits, you’ll be automatically enrolled in Medicare Parts A and B.
Disability: Individuals under 65 may qualify for Medicare if they have received Social Security Disability Insurance (SSDI) benefits for at least 24 months or have certain qualifying conditions, such as end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS).
Citizenship or Legal Residency: To be eligible for Medicare, you must be a U.S. citizen or legal resident who has lived in the country for at least five continuous years.
Working Spouses: Even if you’re not eligible for Medicare based on your own work history, you may be able to receive coverage through a spouse’s work record if they are eligible for premium-free Medicare Part A based on their employment history.
Determining your eligibility for Medicare involves several factors, including age, disability status, and citizenship or legal residency. Here’s a closer look at the criteria:
Age: Most individuals become eligible for Medicare when they turn 65 years old. You can sign up for Medicare during your Initial Enrollment Period, which starts three months before your 65th birthday month and ends three months after. If you’re already receiving Social Security benefits, you’ll be automatically enrolled in Medicare Parts A and B.
Disability: If you’re under 65, you may qualify for Medicare if you’ve received Social Security Disability Insurance (SSDI) benefits for at least 24 months or have certain qualifying conditions, such as end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS).
Citizenship or Legal Residency: To be eligible for Medicare, you must be a U.S. citizen or legal resident who has lived in the country for at least five continuous years.
Working Spouses: Even if you’re not eligible for Medicare based on your own work history, you may be able to receive coverage through a spouse’s work record if they are eligible for premium-free Medicare Part A based on their employment history.
If you’re unsure about your eligibility for Medicare or need assistance with enrollment, our expert advisors at COSI Agency are here to help. We can guide you through the process and ensure you understand your coverage options based on your individual circumstances.
Ensure you meet the eligibility criteria based on factors like age, disability status, and citizenship.
Apply online, by phone, or in person through the Social Security Administration.
After submitting your application, wait for confirmation of enrollment and explore coverage options.
Discover the most cost-effective Medicare plans available in your vicinity.
